House Affordability Calculator

Determine how much house you can afford based on your income and debts.

Your Details

Annual Income

Monthly Debts (Auto, Cards, Student Loans)

Down Payment

Interest Rate (%)

Loan Term (Years)

Property Tax / Year (%)

Affordability Results

Maximum Home Price

Max Loan Amount

Est. Monthly Payment

Based on the standard 28/36 rule, your total housing payment (PITI) shouldn't exceed 28% of your gross monthly income, and your total debts shouldn't exceed 36%.